Hallo lovers of the future, back again with me 9emb3lelit3, this time I will discuss loan investment project, okay for more details let's follow my notes below,
HOME LOANS is a platform for investment in Real Estate secured loans around the world, built on the basis of the Ethereal platform. Platform Token HlCoin, and work with BLOCKCHAIN REVOLUTION.
The project is already equipped with Real Estate objects and will be traded on crypto exchanges.
The home debt platform uses a complex algorithm to predict the credit worthiness of all customers and in just 20 minutes the borrower can get their first loan to buy Real Estate in his life and all that can be done only from their smartphones, (so easy and very simple ? ) . this is a highly developed technology of the future.
All customers have the ability to pay less interest and have a higher credit rating, and that they can get if they use our platform more often.
All the major data as well as important ones and the aggregate Credit History are stored in Blockchain. Thousands of investors have access to the millions of new customers we will bring into the world economy and millions of people will have the opportunity to purchase property anywhere in the world.
The International loan platform for Real Estate HOME LOANS has provided the following types of loans:
- Loans for commercial real estate.
- Loans for housing under construction.
- Loans for secondary housing.
- Loans for own property.
- Loans for the purchase of land.
Home page for crypto community: Creation of crypto ecosystem.
Our goal is to help private investors and businesses working on Blockchain technology to expand their client base significantly by accessing Real Estate loan platforms and mobile marketing for businesses. According to our long-term strategy, HOME LOANS should be part of the cryptosystem. And in the future, we are considering integration with Hightech products like the following :
- Everex - Cross border payment system. Provision of crypto funds for borrowers.
- Civic - Improved procedures for the identification and verification of the borrower.
- COSMОS - Network and infrastructure for interaction between blockers.
Home debt for business : attract new customers and old customers.
The business model is very simple. The service (mobile application HOME LOANS) directs the client to the partner (counterparty). If the client makes a purchase or use of the service, the seller returns a portion of the amount in HLCoin (provided free of charge to the platform) to the customer (the borrower) as Cashback, and with traditional money to the Daily Home account. It motivates the borrower to come to our partners and make a purchase - a moving cap generator. Nowadays businesses do not need to spend a lot of money on advertising to attract customers, by themselves they will come alone.
House law for people.
This gives people the opportunity to buy property without using traditional methods such as banks. The platform has a separate assessment system that analyzes the borrower's credit history and analyzes the production of HLCoin in mobile HOME LOANS applications. This provides a better opportunity for borrowers whose credit history is damaged due to circumstances beyond its control.
HOUSEHOLD LOANS for local partners : global business scaling.
We develop business development algorithms in new and advanced countries based on extensive work experience and market studies and legal segments.
We will launch an international franchise after launching the platform. We will share with our franchise all necessary market research, knowledge of risk management, knowledge in the field of loan appraisal.
The minimum amount of mortgage loans in Foggy Albion is £ 100,000, British banks do not choose to consider apps of less than £ 1 million. Such a loan to a financial institution is simply not profitable. As for the borrower, this situation is not good because the chances of getting a mortgage for an economy class apartment is much lower than if the fund is required to finance elite facilities.
Officially, Russians can get a mortgage with an interest rate of 2 to 4.5% per annum and a five-year loan agreement with the possibility of further extension under revised terms.
WHERE COUNTRIES WHO MAY NOT GET MORTGAGE:
Thailand
Very often Asian countries including Thailand (popular among investors and downshifter), only lend to the locals. This means to get a mortgage, the borrower must get a residence permit or even national citizenship first.
Netherlands
One of the requirements for loan approval in the Netherlands is the need to generate income in EU countries.
If the applicant has this privilege then he has a chance, otherwise he should rely solely on his own resources.
Norway
Norway is clearly not the most popular country for foreigners to get a mortgage but if such a desire is still visible, the borrower must prove its earnings in the EU region.
Italy
The situation with mortgages is even more complicated in Italy. It is necessary not only to open an account with a local bank first and use it actively, but also to have real estate on the Apennine peninsula or in the eurozone. Some Italian banks provide loans only to residents who have valid residence permits.
Japan
There are some banks that specialize in lending to foreigners in Japan and in most cases get a mortgage, it is necessary to have a permanent residence or even the nationality of the country.
Our solution :
A. Creation of an international loan platform using open source resources based on blockade technology.
B. Provide private investors with access to large amounts of data.
At least $ 500,000 and a maximum of $ 50. million US dollars.
Original price: token price set at level
$ 1 US dollars - 1 HLC token.
SOLUTIONS OFFERED
HOME LOANS creates a financial platform from peer to peer lending on ethereum blockchain, where people can buy Real Estate or lend money to buyers. HLCoins is a major part of the platform where payments and transactions take place on the HOMELOANS Platform. Everyone can participate in this platform, both as investors and buyers who want to take a loan.
Credit scores and verification tools identify the creditworthiness of the person who applied for the loan.
Loyalty points system exist for platform users while cashback scheme is HL cryptourrency. HOME LOANS has identified a future roadmap for the platform. This will utilize the data collected on the platform to provide better facilities to its customers.
ICO & Team Information
To allow people to contribute to platform development, they issue a HL token publicly. A total of 150,000,000 HL marks are available for public sale. 85% token will be distributed to investors. One HLC token equals one dollar. Bonus is there for the initial investor.
The collected funds will be used for platform development and promotion. The main goal is for more people to participate in the process. The team consists of experts from real estate and technology. They are determined to create sustainable solutions to this problem.
Conclusion.
The main goal of this platform is to provide safe and transparent services, where everyone from any part of the world has the same opportunity to get a home loan. The international Real Estate community can find itself in the future of a stable Real Estate business once they move to the HOMELOANS platform. The entire ecosystem of investors, creditors, insurance companies and buyers will greatly benefit from the implementation of the HOMELOANS platform.
To create a HOME LOANS platform and grow business on a global level, our team took the decision to hold ICO.
Successful ICO will enable us to quickly create products and services, and will also enable development in international markets.
● for further development of this platform. We know exactly what it takes to achieve the established goals. This development in the global market, starting with Russia, Europe, Asia, and Australia. We did all the necessary research and concluded a preliminary agreement with a potential local partner.
● to attract more investors in ICO and embark on a fast lending secured by real estate after the launch of the platform.
● to attract more borrowers to ICO which will give them more opportunity to get their first loan to buy their own property right after the launch of the platform, as the credit rating system will be able to calculate monthly payments, based on the HLCoin number in the wallet.
● to attract more investors in the token ICO to quickly start lending secured by real estate immediately after the launch of the platform.
TEAM HOME LOANS
I think enough info from me about the future project of HOME LOANS this, if you are interested or you feel less clear with my record this, you can get more details on the website below,
Author by 9emb3lelit3
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